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This is exactly what I do and my reasons why.

As soon as I receive, and I send, TRANSACTION DONE.

I have been guilty of making a transaction complete on my end when satisfied with cards I have received. I usually then go right to leave feedback, and the "complete" tag, reminds me that I have gone and done so, if I later look at the transaction. In my mind though, I know it's not totally complete until both sides say so. 

I normally mark the trade complete when I get the cards and verify they are correct.  Seeing some replies maybe the system can be changed.  

1.   Being able to reset a mistake we made.  

2.  Not showing all the options in the pull down  just the ones you should use at that point of the trade.

3.  Only allow you to mark complete when the other members has recieved your cards sent.

4.  Make you give feedback before you can complete the transaction.  After you recieve your cards.

This will only work if everyone use it and it is set up right.

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By the way, last I looked in he New Feature Tracker, Admin has implemented the "Only allow certain statuses" the other day. I guess when something shoots to #1 that fast, Admin has to take notice.