It's not an error. It's the way Panini defines their "Panini Instant" sets. Panini's "year" for those sets starts at the pre-draft workouts (in the past they've had a combine set) and goes through the Super Bowl. The NFL defines their seasons the same way. The Bucs are the NFL Champions for the 2020 NFL season, not for 2021. It's not an unreasonable way for Panini to list their set.
As far as where it should be listed, personally I'd defer to Panini. THEY define that card set as their 2020 Super Bowl set, so, IMO, that's how we should list it.